Walmart rewards
How to sign up for Walmart Cash and Walmart+
Walmart rewards are split across a free Walmart account, Walmart Cash offers, and the paid Walmart+ membership. This guide shows where each one fits before you sign up.
Updated May 2026 using Walmart's current help pages.
Quick answer
Start by creating or signing in to a Walmart account. That account is what lets you claim eligible Walmart Cash offers and track your balance.
Walmart+ is optional and separate. It is a paid membership with extra benefits, so do not confuse it with simply claiming Walmart Cash offers through a regular account.
Step-by-step signup
- 1
Create or sign in to a Walmart account
Start at Walmart.com or in the Walmart app. Use the Account or Sign in area, then create an account if Walmart does not recognize your email or mobile number.
- 2
Find Walmart Cash offers
Look for Walmart Cash or manufacturer offers in your account, on eligible product pages, or in the Walmart app. A regular Walmart account is the key step.
- 3
Claim offers before checkout
When an eligible item has a Walmart Cash offer, select the offer before you buy. Online, stay signed in. In store, use the Walmart app so the offer is tied to your account.
- 4
Complete the purchase
For online orders, Walmart Cash is tied to the signed-in account. For store trips, follow the app checkout prompt or scan the checkout QR code so Walmart can connect the purchase to your account.
- 5
Check your Walmart Cash balance
After eligible purchases process, check your Walmart Cash balance and activity in your account. You can use Walmart Cash on a later Walmart purchase.
- 6
Only add Walmart+ if you want paid membership benefits
Walmart+ is separate from basic Walmart Cash offers. Join Walmart+ only if the paid benefits, such as delivery and shipping perks, fit how you shop.
Walmart account vs. Walmart Cash vs. Walmart+
| Option | Cost type | Best fit |
|---|---|---|
| Walmart account | Free | Signing in online or in the app, saving addresses and payment methods, claiming eligible Walmart Cash offers, and tracking order activity. |
| Walmart Cash | Offer based | Shoppers who want to claim manufacturer offers and build a Walmart Cash balance for future Walmart purchases. |
| Walmart+ | Paid membership | Frequent Walmart shoppers who may use delivery, shipping, fuel, streaming, travel, or other member benefits enough to justify the fee. |
Common questions
Is Walmart Cash the same as a rewards card?
Not exactly. Walmart Cash is tied to your Walmart account and eligible offers. It is not a separate physical loyalty card that you scan like some grocery rewards cards.
Do I need Walmart+ to use Walmart Cash?
No. Walmart says all customers with a valid Walmart.com account can access Walmart Cash. Walmart+ is a separate paid membership.
Do Walmart Cash offers apply automatically?
Not always. Manufacturer offers usually need to be claimed before purchase. Check the item page or offer details before checkout.
When does Walmart Cash show up?
Timing depends on the offer and purchase type. If an item is canceled, returned, or substituted with an ineligible item, the Walmart Cash may not be awarded.
How much does Walmart+ cost?
As of May 2026, Walmart's help page lists Walmart+ at $98 annually or $12.95 monthly, plus applicable tax. Check Walmart before joining because pricing, trials, and benefits can change.
Sources
Program details can change. These are the official Walmart pages used for this guide.